money site for personal finance information on mortgages, savings, borrowings and taxes.money site for personal finance information on mortgages, savings, borrowings and taxes.money site for personal finance information on mortgages, savings, borrowings and taxes.money site for personal finance information on mortgages, savings, borrowings and taxes.

 

Mortgages

Types of Mortgage 

Mortgages should be straightforward but the range is enormous. We tell you the difference between them.

Estate Agents

Dealing with estate agents can be an intimidating experience for the first-time buyer. We offer a brief guide to what rights homebuyers have in England, Wales and Northern Ireland.

Remortgaging

It is estimated that more than half of all borrowers are continuing to pay over the odds for their mortgage each month. Usually these people are paying the lender's standard variable mortgage rate. Switching to a cheaper mortgage deal is one of the easiest ways that homeowners can save money.

Equity Release

Over the past decade returns on property have dwarfed those to be had from stock market investments and savings. Some people have seen the value of their homes more than double since the mid 1990s. It is no surprise, therefore, that equity release has caught on.

House Prices

There are different indexes and surveys that can be used to determine the state of the housing market. Learn about them here.

Endowment Policies

Millions of endowment policies still in force are in danger of falling short of the sum required to pay off the policyholder's mortgage. Insurers are required to write to endowment policyholders every two years and inform them whether their investment is on track to meet the target sum.

Insurance

How to get the best deal insurance, whether you are insuring your house, your property or your car.

Regulations

Since 31 October 2004 the sale of mortgages has been overseen by the City watchdog, the Financial Services Authority (FSA). Mortgage regulation brought some important changes for consumers. Here’s how they work.

House Swaps

It is certainly legal for you and the other house owner to exchange homes. Each of you will enjoy the benefits of moving house without the problems that a chain can bring. You may also possibly save money on estate agents fees.

Local Trends

Understanding how house prices are faring in your local area - or the area you want to live - is essential when it comes to buying or selling a property.

 

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Mortgages
◦ Mortgage Types
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The opinions expressed are those of the author. The material is for general information only and does not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.

Credit Card Sharps    Search    Mortgages    Mortgage Types    Estate Agents    Remortgaging    Equity Release    House Prices    Endowment Policies    Home Insurance    Mortgage Regulations    House Swaps    Local Trends    Savings    Rate Moves    Savings Safety    For Children    Bank or Building Society    National Savings    Child Trust Fund    Risk Free Investments    Investing in Gold    Financial Advisors    Borrowings    Managing Debt    Credit Rating    Changing Credit Cards    Store Card Debt    Personal Loans    Dealing with Debtors    Interest Free    Bailiffs    Debt Collectors    Bankruptcy    Taxes    IncomeTax    Capital Gains and Inheritance Tax    VAT    Students Tax    Inheritance Planning    Wills and Probate    Tax Increases    Self Assesment    Privacy Policy