Borrowings

Managing Debt

Britons have taken on record levels of mortgage and credit card debt, causing concern that people could be heading for a nasty fall. What steps can you take to avoid getting into debt? And, if you are already in the red and worried about coping, how can you repair the damage?

Credit Rating

No one has an automatic right to credit, but if you are refused on the basis of your credit rating you can tackle the problem.

Changing Credit Cards

What borrowers need to consider when switching between credit card providers.

Store Card Debt

Store cards can be a tempting way to secure a discount on your shopping but as we explain, shoppers often end up paying extra through high interest charges.

Personal Loans

Taking out a personal loan is the standard way of borrowing money from a bank, building society or specialist loan company.

Dealing with Debtors

Are you a small business owner? Here’s some details on how to chase client debt.

Interest Free

The phrase 'interest-free' is often plastered across shop windows and can be very tempting if money is tight. But is the offer of an interest free loan all that it appears?

Bailiffs

With fines and debts worth millions of pounds going unpaid every year, bailiffs are busy as never before. We examine what you do and what rights you have when a bailiff knocks on your door.

Debt Collectors

What to do about debt collectors and how to deal with them

Bankruptcy

The procedure for becoming bankrupt has become more straightforward, but the consequences can be long-standing for both the bankrupt and their family. Petitioning for one's own bankruptcy is very easy.